Best Multi-Entity Accounting Software (2026): Top 10 Compared
The ten products below keep the books of several legal entities in one system and produce consolidated statements. Three groups appear. Established mid-market ERPs (Oracle NetSuite OneWorld, Sage Intacct, Microsoft Dynamics 365 Business Central and Acumatica) add multi-entity features to a broad finance and operations suite. Finance-first platforms (Intuit Enterprise Suite, Xledger and SoftLedger) focus on the general ledger, consolidation and reporting. AI-native ledgers (DualEntry, Rillet and Campfire) are newer products that automate transaction booking and the close. The main pricing difference is what the bill counts: users, entities, modules or system resources. How entries are ordered.
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Compare at a glance
Select a vendor for details and sources. Scroll the table horizontally on smaller screens.
| Vendor | Consider for | Pricing notes | Standout |
|---|---|---|---|
| Oracle NetSuite OneWorldmid-market | Growing groups with subsidiaries in several countries that want one ERP account | No list price in the documentation checked; subsidiary licenses are based on country and base currency combinations, arranged through a NetSuite account manager (checked Sep 2026) | Up to 250 subsidiaries in one account, with automated intercompany eliminations |
| Sage Intacctmid-market | US mid-market finance teams that need consolidation options by currency and ownership | Quote-based, built from the modules chosen; consolidation subscriptions and multiple base currencies add fees (checked Sep 2026) | Three consolidation subscriptions, including partial ownership and non-controlling interest |
| Microsoft Dynamics 365 Business Centralsmb | Small and mid-size groups on Microsoft 365 that want published per-user prices | Essentials $80 and Premium $110 per user per month, billed annually; multiple companies included, limited per environment (checked Sep 2026) | Multiple companies included in both editions, with up to 3 external accountant licenses |
| Acumaticamid-market | Growing groups that want to add entities and users without per-seat fees | Quote-based, priced mainly by applications and resource level; consumption plans include unlimited users; named-user licensing also offered (checked Sep 2026) | One tenant holds unlimited entities that share customers, vendors and the chart of accounts |
| Intuit Enterprise Suitemid-market | QuickBooks users with several entities that have outgrown separate company files | Contract-based quote by single or multi-entity version, users and add-ons; ProAdvisor clients can receive up to 60% off list (checked Sep 2026) | Intercompany eliminations automated at transaction level, with a consolidated view across hundreds of entities |
| Xledgermid-market | Mid-market and larger groups that want consolidation built into a cloud ledger | Monthly SaaS subscription plus one-time implementation fee, priced by organization size and structure; pricing guide on request (checked Sep 2026) | Native consolidations with currency translation, intercompany, eliminations and ownership structures |
| SoftLedgerspecialist | Multi-entity businesses that want unlimited entities on the entry plan | Custom plan; Standard includes 3 users and consolidation for unlimited entities; Enterprise adds multi-currency, analytics and SSO (checked Sep 2026) | Unlimited entities on every plan, with an open accounting API |
| DualEntryspecialist | Venture-backed and growing companies that want entity-based tiers and included implementation | Three tiers by entity count: up to 3, up to 20 with entity add-ons, or unlimited; prices not shown; implementation included (checked Sep 2026) | Tiers set by entity count, with unlimited users, transactions and currencies listed on the plan table |
| Rilletspecialist | SaaS and technology companies that want real-time consolidation in an AI-native ERP | Pricing not published; the pricing page is a demo request (checked Sep 2026) | Eliminations recorded automatically for each intercompany journal, with a switch between entity and consolidated views |
| Campfirespecialist | Fast-growing software companies that want consolidation, revenue and close in one AI-native ERP | Pricing not published; no pricing page found on the site; quoted by sales (checked Sep 2026) | Consolidates subsidiaries without separate instances, with an API for intercompany journals |
These comparisons draw on public product information, not hands-on testing of every tool. Source records identify available references and checks; missing evidence is marked. Buyer fit is an editorial assessment, not a measured performance score. How to use this research.
Multi-entity accounting software keeps the general ledgers of several legal entities in one system and consolidates them into group statements. It handles transactions between entities, the elimination entries that remove those transactions from group figures, and the translation of foreign entities into a reporting currency. Buyers are usually groups that have outgrown separate ledgers per entity and a spreadsheet consolidation each month.
The market splits into three groups. Established ERPs such as Oracle NetSuite OneWorld, Sage Intacct, Microsoft Dynamics 365 Business Central and Acumatica add multi-entity features to a broad finance and operations suite. Finance-first platforms such as Intuit Enterprise Suite, Xledger and SoftLedger focus on the ledger, consolidation and reporting. AI-native ledgers such as DualEntry, Rillet and Campfire automate booking and the close for fast-growing companies.
This comparison records pricing and product facts from each vendor’s public pages and documentation, checked in September 2026. It does not rank the products against each other.
Vendor details and trade-offs
Oracle NetSuite OneWorld
mid-marketNetSuite OneWorld is the multi-subsidiary edition of Oracle NetSuite, a cloud ERP. Oracle's documentation describes a single account in which subsidiaries form a tree that rolls up to one root parent. Each subsidiary is a separate legal entity with its own tax nexus and base currency, and an account can hold up to 250 subsidiaries.
Consolidated reports translate each child subsidiary's results into the parent's currency. Subsidiaries usually share one chart of accounts and fiscal calendar, with country-specific accounts where statutory reporting needs them. Elimination subsidiaries hold the entries that remove intercompany activity from consolidated figures.
The Automated Intercompany Management feature covers intercompany sales and purchases, inventory transfers and advanced intercompany journal entries. It then generates elimination journal entries from the period close checklist. Oracle notes that the root subsidiary owns 100% of the others, so affiliates, franchisees and joint ventures need more specialized accounting treatment.
Potential strengths
- Each subsidiary keeps its own tax nexus and base currency inside one account
- Intercompany orders, transfers and eliminations are documented in detail
Trade-offs
- No public list price for OneWorld or subsidiary licenses
- Joint ventures and partly owned entities need specialized treatment
- Product reference
- Product documentation
- Billing terms: Not recorded
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
Sage Intacct
mid-marketSage Intacct is a cloud financial management system sold mostly to mid-market organizations in the United States. Its multi-entity capability runs all entities in one shared company with a single login. New entities can inherit existing lists, process definitions and the chart of accounts, or receive their own settings.
The multi-entity configuration lets each entity use its own base currency, issue its own 1099 forms and restrict transactions or access at entity level. Inter-entity account pairs map the balances that each entity owes the others.
Consolidation is a separate subscription in three levels. Domestic Consolidation suits wholly owned groups with one base currency. Global Consolidation adds currency translation for groups with several base currencies. Advanced Ownership Consolidation adds multi-level consolidation, partial ownership and automatic non-controlling interest entries. Sage's help pages state that multiple base currencies require the Global or Advanced Ownership subscription, at additional cost.
Potential strengths
- Consolidation level can match the group's currency and ownership structure
- New entities can inherit lists, processes and the chart of accounts
Trade-offs
- No published prices for the core system or its modules
- Multiple base currencies require a paid consolidation subscription
- Product reference
- Product documentation
- Pricing source
- Billing terms: Not recorded
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
Microsoft Dynamics 365 Business Central
smbDynamics 365 Business Central is Microsoft's ERP for small and mid-size businesses. It covers finance, sales, purchasing, inventory, projects and warehouse management. Premium adds manufacturing and service management.
Microsoft's licensing guidance lists multiple companies as an entitlement of both Essentials and Premium, with a limited number of companies per environment. Each tenant includes one production and three non-production environments, and more can be bought. A customer can also buy up to three External Accountant licenses so that outside accountants can work in the system. Business Central Team Members access is unrestricted for licensed customers.
Essentials costs $80 and Premium $110 per user per month, billed annually. The Sales Order Agent and Payables Agent need Copilot Credits, sold pay-as-you-go or as prepaid commit units. The regional pricing page viewed from India did not show prices, so buyers outside the United States should confirm local rates with a partner.
Potential strengths
- Published per-user prices for both editions
- Multiple companies are included rather than sold as an add-on
Trade-offs
- The number of companies per environment is limited
- Purchase and implementation run through a Microsoft partner
- Product reference
- Product documentation
- Pricing source
- Billing terms: Per user per month, billed annually
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
Acumatica
mid-marketAcumatica is a cloud ERP for mid-size companies. Its licensing guide states that one tenant can contain an unlimited number of entities. Entities in the same tenant share customers, vendors, employees and the chart of accounts. Groups that need separation can run several tenants, and additional tenant packs are sold for the Select, Prime and Enterprise editions.
Intercompany Accounting and Global Financials appear as add-on modules in the licensing guide, and the smallest edition does not offer them. Buyers that need intercompany balancing and multi-currency consolidation should confirm both are in the quote.
Acumatica's pricing page describes consumption-based pricing. Cost depends mainly on the applications implemented and the resource level chosen, and users are unlimited. The guide also offers named-user licensing, in which the number of enabled users is capped. Resource levels can be raised at any time and lowered at the start of a quarter.
Potential strengths
- Adding an entity or a user does not require a new user license on consumption plans
- Entities in one tenant share customers, vendors and the chart of accounts
Trade-offs
- Intercompany Accounting and Global Financials are add-ons
- No published price, and quotes come through partners
- Product reference
- Product documentation
- Pricing source
- Billing terms: Subscription; resource levels can be upgraded at any time or downgraded at the start of a quarter
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
Intuit Enterprise Suite
mid-marketIntuit Enterprise Suite is Intuit's cloud platform for businesses that have outgrown QuickBooks Online. Intuit sells it from a separate ERP site. It adds multi-entity accounting, dimensional reporting, revenue recognition, fixed asset accounting and planning to the QuickBooks foundation.
Entities, locations and subsidiaries run under one login. Intuit states that intercompany eliminations are automated at the transaction level and that a consolidated P&L drills down to any entity or department. AI features standardize the chart of accounts across entities and suggest predictable month-end entries. Access can be set by entity, role and approval level. Intuit's customer examples include a nonprofit diocese that manages more than 260 entities.
Intuit markets the suite to construction, professional services, nonprofits and other industries. Its product overview recommends it for franchisees with several locations but not, for now, for franchisors that manage their franchisees.
Potential strengths
- Clear upgrade path for groups that already use QuickBooks
- Accountant-channel discount of up to 60% on the contract value
Trade-offs
- No public list price
- Entities added after signing are outside the ProAdvisor discount
- Product reference
- Product documentation
- Pricing source
- Billing terms: Contract, billed annually or monthly under the contract terms
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
Xledger
mid-marketXledger is a cloud ERP and accounting system with country sites for Norway, Sweden, Finland, Denmark, the United Kingdom and the United States. It targets mid-market to large enterprise organizations.
Group and multi-entity accounting is one of its main modules. Xledger states that consolidation with currency translation, intercompany, eliminations and ownership structures run natively, without bolt-ons or spreadsheets. Group performance is visible in real time, and reports drill down from group figures to source transactions across entities, projects and dimensions.
Other modules cover core accounting, project accounting, procurement and inventory, workflow and approvals, and reporting dashboards. Purchase-to-pay includes OCR capture and three-way match. All customers run the same current version with automatic updates, which Xledger presents as a way to avoid upgrade projects. Pricing is a monthly subscription plus a one-time implementation fee, set by the size and structure of the buyer.
Potential strengths
- Group accounting features are part of the core product
- Implementation and support are led by accountants, as Xledger states
Trade-offs
- No published subscription prices
- Implementation is a separate one-time fee
- Product reference
- Pricing source
- Billing terms: Monthly subscription plus one-time implementation fee
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
SoftLedger
specialistSoftLedger is a cloud general ledger for mid-market companies that consolidate several entities. Its pricing page describes the Standard plan as built for businesses that consolidate multiple operating and non-operating entities, such as holding structures, project sites or separate tax IDs.
Every plan includes unlimited entities with standalone and consolidated reporting. Standard includes three users and financial consolidation. Enterprise adds multi-currency management, analytics and single sign-on, which multi-currency groups will need. Digital asset management, which includes crypto wallet integration, is an add-on.
SoftLedger also sells an open accounting API that lets companies connect other tools or embed accounting in their own products. The company states that customers can go live in 45 days or less. It does not publish prices and prepares a plan for each buyer. Accounting firms can get preferential pricing through partner programs.
Potential strengths
- Entity count does not raise the plan tier
- Open API for integrations and embedded accounting
Trade-offs
- Multi-currency management requires the Enterprise plan
- No published prices
- Product reference
- Pricing source
- Billing terms: Not recorded
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
DualEntry
specialistDualEntry is an AI-native ERP that targets finance teams from growth stage to public company. Its pricing page lists three tiers that differ mainly by entity count. The first tier covers up to three entities and all core accounting features. DualEntry Plus covers up to 20 entities, allows entity add-ons and adds multi-currency consolidation. The top tier covers unlimited entities and adds advanced revenue recognition, financial planning, dynamic allocations and SAML sign-in.
The plan table lists unlimited users, transactions, classifications and currencies. Its FAQ adds that more users can be bought for a monthly fee per user. All tiers include general ledger, payables, receivables, cash management, close management, account reconciliation and live bank feeds. AI features include anomaly detection, flux reporting and bank matching.
DualEntry states that implementation is included in all plans and that customers go live in four to six weeks. It lists more than 13,000 bank and technology integrations.
Potential strengths
- Implementation is included in every plan
- Entity limits for each tier are published
Trade-offs
- No published prices
- Multi-currency consolidation starts on the second tier
- Product reference
- Pricing source
- Billing terms: Not recorded
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
Rillet
specialistRillet is an AI-native ERP whose general ledger is the system of record. It pulls data from billing, payroll, banking and other finance tools to keep the books current, which Rillet calls a zero-day close. Its site announces a $100 million Series C at a $1 billion valuation.
Its multi-entity page states that Rillet automates the accounting of each entity and the consolidation, including eliminations. Eliminations are recorded automatically for each intercompany journal, and currency revaluations are handled in the platform. Reports can switch between entity and consolidated views to show the effect of eliminations. Rillet's blog describes foreign currency translation under ASC 830 and CPA-led implementation in four to eight weeks.
Other modules cover ASC 606 revenue recognition for sales-led, product-led and usage-based models, close management and real-time reporting. Aura, Rillet's AI layer, answers questions about the books and runs workflow agents written in plain English.
Potential strengths
- Consolidation, FX translation and revenue recognition in one ledger
- Rillet states CPA-led implementation in four to eight weeks
Trade-offs
- No published prices
- Aimed at finance teams with SaaS-style revenue rather than inventory-heavy operations
- Product reference
- Product documentation
- Pricing source
- Billing terms: Not recorded
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
Campfire
specialistCampfire is an AI-native ERP that combines general ledger, revenue recognition, reporting and close management. Its homepage describes a general ledger with multi-entity consolidation and consolidation across subsidiaries without separate instances, with global compliance support.
Campfire made multi-currency and entity reporting generally available in September 2024. The release covered bank reconciliation in local currencies, income statements in the consolidation currency, automated revaluations and consolidations, and switching between consolidated and entity reports.
Campfire's public API documentation shows how intercompany journal entries work. Each line names its entity, and the journal carries exchange rates between transaction, entity and consolidation currencies. A balancing endpoint can fetch exchange rates and add the lines needed to balance the entry. Close features include checklists, flux analysis and account reconciliation. An assistant called Ember answers questions about the books, and permissions can be set at a granular level.
Potential strengths
- Multi-entity, multi-currency reporting has been generally available since 2024
- Public API documents intercompany journal entries and FX handling
Trade-offs
- No published pricing
- The homepage lists finance modules only, with no inventory or manufacturing
- Product reference
- Product documentation
- Billing terms: Not recorded
- Source review: checked Sep 22, 2026
- Vendor confirmation: not confirmed
Frequently asked questions
What is multi-entity accounting software?
Multi-entity accounting software keeps separate books for each legal entity in a group inside one system, and produces consolidated statements for the whole group. It records transactions between entities, removes them on consolidation through elimination entries, and translates results from each entity's currency into the reporting currency.
How is multi-entity accounting different from financial consolidation software?
Multi-entity accounting software is the general ledger in which each entity's day-to-day transactions are recorded. Financial consolidation software, such as OneStream or CCH Tagetik, usually sits above one or more ledgers and collects their results for group close and reporting. Smaller groups often need only the first. Large groups with several ERPs often need both.
How is multi-entity accounting software priced?
Pricing models on this page differ. Business Central publishes $80 and $110 per user per month, billed annually. Acumatica prices mainly by applications and resource level with unlimited users on consumption plans. DualEntry sets tiers by entity count, and SoftLedger includes unlimited entities. NetSuite, Sage Intacct, Intuit Enterprise Suite, Xledger, Rillet and Campfire quote each buyer.
Which products handle partial ownership and minority interest?
Sage Intacct's Advanced Ownership Consolidation subscription handles multi-level consolidation, partial ownership and non-controlling interest. Xledger lists ownership structures among its native consolidation features. NetSuite documents that its root subsidiary owns 100% of the others and that joint ventures need specialized treatment. Buyers with minority interests should test their structure in a demo.
Can a group keep entities in different currencies?
Yes, on all ten products, but some charge for it. Sage Intacct requires a Global or Advanced Ownership consolidation subscription for multiple base currencies. SoftLedger includes multi-currency management on its Enterprise plan, and DualEntry adds multi-currency consolidation from DualEntry Plus. NetSuite, Rillet and Campfire document translation into a parent or consolidation currency.
When does a company need multi-entity accounting software?
The usual signal is a group that keeps a separate ledger or QuickBooks file for each entity and consolidates in spreadsheets each month. Intuit describes this as the case for Intuit Enterprise Suite. Intercompany balances that do not match, slow group close and audit adjustments are other signs that separate ledgers no longer work.
What should a buyer test in a demo?
A buyer should test the full cycle with its own structure: add a new entity, post an intercompany charge, run the elimination, translate a foreign entity and produce both entity and consolidated statements. The buyer should also ask for the cost of adding entities, users and currencies after signing, because several vendors price these separately.
How did StatWharf select and order these products?
StatWharf selected products that sell multi-entity accounting or consolidation inside a general ledger and publish enough product information to check. Each entry records the pages checked and the date. Entry order follows source readiness and content sequence, not a quality ranking, and no vendor confirmed its entry.
Suggest a vendor or correction
Send factual corrections to editorial@statwharf.com. Corrections are free. For inclusion or placement enquiries, contact partnerships.
First published September 2026. Page update dates reflect editorial changes, not a fresh check of every vendor.